02
Nov-21
Fixed Annuity vs Index Annuity: Which Do You Need?
Fixed Annuity vs Index Annuity: Which Do You Need?
Securing steady, reliable income payments in retirement can be a big challenge. Fixed annuities and index annuities are two types of annuity contracts that can help provide reliable retirement income.
While their names are suspiciously similar, these two annuity products work very differently. A fixed annuity offers a guarant...
27
Oct-21
What Is Debt Consolidation & How to Consolidate Your Debt
What Is Debt Consolidation?
Debt consolidation is a sensible financial strategy for consumers tackling credit card debt and other debts. It merges multiple bills into a single debt that is paid off with a debt management plan or a consolidation loan.
Debt consolidation reduces the interest rate on your debt and lowers monthly payments. This debt-relief option untangles the m...
26
Oct-21
Your Guide To Student Loan Consolidation
Your Guide To Student Loan Consolidation
Student loan consolidation is a way to combine multiple federal loans into a single direct consolidation loan. By applying through the U.S. Department of Education’s Federal Student Aid office, borrowers can streamline the bill-paying process, lower monthly payments and find a repayment plan that fits their needs. Borrowers who have defaul...
21
Oct-21
What is a fixed indexed annuity?
When you’re looking for upside potential with downside protection, a fixed indexed annuity is a tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth. It gives you more growth potential than a fixed annuity along with less risk and less potential return than a variable annuity.
Returns are based on the performance of an und...
21
Oct-21
Term vs. Whole Life Insurance: What’s the Difference?
Term vs. Whole Life Insurance: What’s the Difference?
Term vs. Whole Life Insurance: An Overview
Two of the oldest varieties of life insurance—term and whole life—remain among the most popular types. Not that insurance companies haven't tried to make it more complicated to reach a broader range of customers. Shopping for life insurance may not be as fun as read...
